Additional health insurance contributions must remain at 2.9 percent

On: November 10, 2025 04:29

The average additional contribution to statutory health insurance companies remained at 2.9 percent. Minister of Health Warken announced this. However, the ministry only provides guidelines.

Federal Health Minister Nina Warken wants to set the average additional contribution for health insurance companies to cover expenses at 2.9 percent – ​​and so at the current level. “Our task is to work with health insurance companies and other experts in the so-called group of estimators to determine how high the average additional contribution to cover expenses can be expected to be. And we will set it at 2.9 percent this Monday and make it public,” the CDU politician told the Rheinische Post.

According to the law, the ministry actually announces the benchmark additional health insurance fund contributions for the following year no later than November 1. As in previous years, there is now a slight delay. The targeted average of 2.9 percent is based on estimates group calculations – and is in line with current levels.

The cash register warns of new ones Contributions increase

Health insurance companies warn that contribution increases are still needed and that average additional contributions will exceed three percent in 2026. The background is also that the estimator group’s estimates do not take into account when funds will have to increase reserves to the specified minimum level. For this year, the ministry set an average benchmark of 2.5 percent, but now it is 2.9 percent.

Warken then also gave an example, in fact additional contributions are determined individually by the health insurance company. According to the Minister of Finance, this depends on the economic conditions of each health insurance company. Since there is competition between cash registers, each individual must look at how they manage their income and expenses. “Some people do this better than others and that’s why there are different additional contributions,” Warken said.