Retire early or with higher benefits by making up for internships and apprenticeships. An additional tool for workers coming from what has been estimated for the university years is added to the peace of contributions, which allows you to close the hole in the amount paid to INPS. In the area of social security, a game of Maneuvering will be played, between requests to block the increase in the retirement age expected from 2027 and to expand early exit mechanisms currently outside the budget, such as the 103 Quota and the women’s option. Other comparisons occurred at the majority meeting held yesterday: short-term rentals, gold, dividends. In the end, several hypotheses regarding corrective measures to the budget law were also leaked, for example the possibility of applying a flat tax rate of 21% for three rental houses and increasing the required contribution from banks by 0.5% of IRAP, but only for large institutions. All decisions were immediately rejected by a note from the Ministry of Economy, which defined the reconstruction of certain measures as “unfounded”.
About internships and internships to move and Italian Brothers with one of the reported amendments. In practice, workers can also factor into their pension funds the months they spent as an intern, paying a certain amount of money to convert it into actual contributions. For degrees, this is now a consolidated practice, allowing you to exchange years of the natural duration of a course, therefore three years for a three year course or five years if you also include a specialist course.
In the case of internships, they will be calculated for up to 24 months (although not continuously), paying the amount due in 120 installments. The only table that is set is that within six months after the end of the training experience, the person requesting redemption has found employment. As an employee or starting your own business, it doesn’t matter. But in the first case, private workers can also rely on contributions from their companies which can allocate the production bonuses earned by the workers for redemption, with the possibility of tax deductions.
With this mechanism, the prospective retiree can collect contributions that allow him to access an early form of exit (imagine that between the degree program and the internship, the total can reach seven years) and such an amount to supplement the benefits that he will receive after he stops working and which in the future, also thanks to the calculation of contributions and no longer a salary, may not be so large.
It is no coincidence that only yesterday the European Commission introduced an intervention package aimed at strengthening additional pension funds to make them more attractive. A central theme is also faced by professional pension funds, in the coming years, with a possible decline in the number of members. This is reported by a new Cassa dei Accountants (Cdc) study chaired by Ferdinando Boccia, which starts from data on the decline in university enrollment over the next 20 years. If the varsity numbers drop, I’ll play come on, the number of graduates and future workers will decrease. A reality that organizations must face when preparing their long-term budgets, with a horizon of 50 years, and to fulfill their main task: paying pensions to members. To better explain what might happen, the CDC also made calculations based on its own reality. The result: able to withstand the impact of a 74% decline in members.
MODIFICATION
Employment and pensions are two important chapters of budget law. Therefore, the League is pushing to introduce a preferential tax rate of 5% for new employees up to 30 years of age and with an income of up to 40 thousand euros. The amendment carried out by Senator Claudio Lotito (Forza Italia) in turn asks for a reduction in sanctions for failure to pay or delay in payment of contributions or bonuses due to social security and welfare management for workers. Under the proposal, fines would be subject to a surcharge added to the official reference rate reduced to 3.5 points compared to the current 5.5 points. The Democratic Party’s response was immediate: reward companies that use precarious work.
And again the supporters of Forza Italia, with an amendment signed by the head of the group in the Senate, Maurizio Gasparri, asked for the refinancing of the law that allows workers to participate in the management and profits of the company. Indeed, the endowment is planned to increase next year from 70 to 80 million, useful to finance the tax breaks that employees can enjoy if they receive shares in the company or if part of the profits are transferred to them.
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