Mintos expands automated investing with new High Yield Bonds – Il Tempo portfolio

RIGA, Latvia, Nov. 19, 2025 /PRNewswire/ — Mintos, Europe’s leading platform for growing your wealth over the long term, introduces the High Yield Bond portfolio, which allows investors to automatically access high-yield bonds. These new automated portfolios add to Mintos’ existing fixed income offerings and represent a step forward in offering investors accessible and diversified asset management. This allows you to gain exposure to a variety of high-yield bonds without having to choose them one by one. Once activated, the portfolio automatically spreads funds across at least 20 high-yield bonds from various sectors and reinvests them to maintain diversification over time, all thanks to Mintos’ proprietary technology.

“Investors have told us they want higher yields, but without the complexity that typically characterizes selecting and purchasing individual bonds,” said Martins Sulte, CEO and co-founder of Mintos. “With automated high-yield bond investing, we offer professional-level diversification and access to markets often beyond the reach of most individual investors, all in a simple and transparent way.”

Over the past year, Mintos has seen a steady increase in investor interest in bonds. Data from the platform shows a 61% increase in the number of investors starting to invest in bonds, with total investments growing by 86% between 2024 and 2025. In times characterized by economic uncertainty and fluctuating interest rates, many investors choose bonds for their stability and regular returns, a combination that helps balance risk and provide predictability to long-term portfolios. Mintos also doubled the number of bonds available on the platform and, to date, offers bonds from more than 40 European issuers, such as airBaltic, Eleving, Esto, Nexus, Reima and Summus Capital.

This expansion reflects Mintos investors’ increasing focus on diversification and income generation strategies, where bonds complement existing investments in the form of loans and ETFs to balance returns and risks.

High-yield bonds often have high barriers to entry. With Mintos, thanks to this separation, investments can be made from as little as €50, giving private investors access to bonds that would normally require a higher commitment. By automating bond selection, allocation and reinvestment, High Yield Bond portfolios help investors maintain diversification without having to resort to manual management. Investors can also access an improved bond overview interface for easy comparisons and new tools such as Mintos Risk Score for Bonds and Bond Wish List.

Unlike traditional bond investments, Mintos offers the flexibility to cash out at any time, rather than waiting for the bond to mature, so investors have greater liquidity and control over their portfolio*. The portfolio has an annual management fee of 0.39%, charged monthly and deducted from the portfolio balance. To help investors get started, Mintos is offering commission-free investing until December 31, 2025.

*Possibility of disbursement may vary depending on market conditions and portfolio composition. Sales in the secondary market depend on buyer demand.

For further information contact:Giulia MeloniGlobal Brand & Communications (email protected)

Logo: https://mma.prnewswire.com/media/2819635/Mintos_Logo.jpg

View original content: https://www.prnewswire.com/it/press-releases/mintos-expands-automated-investments-with-the-new-high-yield-bonds-portfolio-302618463.html